Just because you make a worker's compensation claim and have a valid case does not mean that the process of receiving payment will go smoothly. It is important to realize that most worker's compensation insurance companies are actually looking to minimise the amount that is paid out in claims. This means that they will look for any reason to prolong your claim and delay payment. To avoid going through long periods with no progress in your claim, it is important that you understand the steps you can take to ensure that your claim is processed and paid in a timely manner.
Reporting a work related injury quickly is always the best thing that you can do. However, you still have a claim even when you report your injury late; not reporting immediately does have the ability to negatively affect your worker's compensation claim. In most cases, it is advised that you report your work related injury within the first month. This means that if you are hurt at work and the injury that you experience does interfere with your work performance, it is important that you report it quickly. Reporting in a timely manner is one of the biggest factors to being paid quickly.
It is also important to make sure that you identify any witnesses that are present at the time of your injury. Having witnesses that can back up your claims is always helpful. In some instances, you will need the assistance of witnesses to help prove your claim and ensure that you receive payment. This means that at the time of injury, you need to be aware of any witnesses and get their information right away.
It is also important that your healthcare providers accurately chart your injury and show how it could potentially affect your ability to work. This means that you need to thoroughly explain to your healthcare providers the way in which you were injured and exactly what happened at work to cause your injury. This needs to be accurately detailed in their report in order for your claim to be approved and for you to be paid. There might be an incident where you were injured without a traumatic event occurring. This is most likely due to repeated incidence that was never reported. It is essential that you can explain how stress overtime could have caused the injury to occur and what activities at work are responsible for the stresses.
For more tips and ideas of the best way to handle your case, contact local workers compensation lawyers.